How to get your credit scores for free
Your credit scores are very important in evaluating how good or how bad a credit risk you are in the eyes of a lender. Because of this, it’s important to know your credit scores when you are trying to get a loan.
The good news is that credit companies allow you to get your credit scores for free. They do this because they hope you will also purchase their credit protection and monitoring services. Even though these services cost money, they are often good things to have due to the high rates of identity theft in the world today. But even if you choose to not get these additional services, you can still get free credit scores through their programs.
If you don’t have a good handle on your credit scores you should get them as part of your pre-car-buying decision process. To get your free credit scores right now, simply click the link below:
Once you have your credit scores, you’ll have a good idea on where you stand in terms of how lenders view you as a borrower. This can protect you from having a dealer mislead you by telling you that your credit score is lower than it really is. Additionally, it is important to know your score because it can have a big impact on your interest rate and how much you can borrow. For example, with a very low credit score, you could pay as much as 24% or more for a car loan depending on where you live. And if your score is under around 748, you probably won’t qualify for some of those special financing deals such as “Zero Percent Financing” available from dealers.