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At Federal Auto Loan, we want to help you get connected to the financing you need… especially if you have credit challenges. That means getting you connected with a financing specialist in our network that has the ability and desire to help you get financed – because driving from dealership to dealership and getting turned down is both frustrating and embarrassing.
That’s why we promise to accept and submit every legitimate application made through our site to our affiliate networks without filtering out for things like bankruptcy, being self-employed, bad credit, and other factors.
And while we can’t guarantee that you’ll receive loan approval, we can say that our 100% acceptance promise could improve your chances because you know your application is being submitted rather than tossed aside due to some negative factor.
Federal Auto Loan is a privately-owned Consumer Connection company that is dedicated to helping our users get connected to the financing they need. Plus, our web site offers great research and information on car buying, vehicle financing, bad credit car loans, and more. We’re also a BBB accredited business with an excellent rating. Best of all, our service is totally free with no obligation on your part whatsoever!
• The lender options presented range from a minimum repayment term of 12 months and a maximum repayment term of 84 months.
• The lender options presented range from a minimum annual percentage rate (APR) of 1.99% and a maximum annual percentage rate (APR) of 35.99%.
A representative example of the total cost of a loan for an excellent credit borrower with one of our lender options is seen below:
$20,000 loan for a 5 year term at 7.39% interest rate with a 3% origination fee. You would receive $19,400 ($20,000 less the $600 origination fee) and would make 60 monthly payments of approximately $399.71 which equates to an APR of 8.68%. The total cost of the loan would be $23,982.86.
Having a poor credit rating makes it nearly impossible to secure a traditional auto loan on your own. And the unfortunately reality is that banks and lenders tend to shy away from lending to people in troubled credit situations. To make matters worse, driving around from dealership to dealership only to get turned down by their in-house financing department is not only a frustrating and embarrassing endeavor… it’s also a major time sink. Not to mention that if they’re running multiple credit report inquiries, you’re likely dinging your credit score even further.
We believe that having a poor credit history isn’t always reflective of an individual’s character or work ethic. The simple truth is that any number of things can lead to bad credit—from unexpected unemployment to poor financial advice. And everyone deserves a second chance.
At Federal Auto Loan, we’ve identified these struggles and built a consumer connection website to help people get the car loan they need—without having to travel from dealership to dealership in hopes that they can get approved through a special finance department. After all, choice and freedom are enshrined in virtually all aspect of American society. So why not auto financing?
Believe it or not, there are car loan options available you—even if you don’t have the best credit history. If you’re looking to buy a new or used car, and get financed for that vehicle, you’ve come to the best place on the web. Over the years, we’ve built a network of thousands of lenders and dealers, across the nation, who are willing to work with people regardless of their credit history. So if you’re looking for a bad credit auto loan, or just affordable auto financing, you’ve come to the right place.
Federal Auto Loan is the best place on the web for new or used car loans, bad credit auto loans, or a low rate auto loan that you can afford. If you’ve been searching for an auto loan lender or a local auto dealer who is willing assist you with car financing for your particular situation, we can probably help you. Our company has developed a nationwide network of car loan lenders and new and/or used car dealers who specialize in helping people who don’t have perfect credit. Our program matches you with one or more dealers or lenders in our network that wants to help you with your financing needs and to help you get the car you need.
The car loans and bad credit auto financing that our affiliates can provide to you offer low auto loan rates and special financing programs. And while credit problems may not allow you to get the exact car you want, our program can connect you with a lender or dealer who will do their best to help you get financing for a vehicle to fit your needs.