Great! It looks like we may have lenders interested in working with you. The next step is to obtain a copy of your updates 2017 credit report and score. Your credit score determines if your loan will be approved and what interest rate you will receive. It is important to confirm that the information on you credit report is accurate. this will help ensure you get the best loan rates. When you are contacted, you may be asked if you have your updated credit score, so please be prepared.